Top 10 Leading Fintech Companies in The World

Top 10 Leading Fintech Companies in The World: Neo-banks and digital banking systems in the FinTech sector have been made possible by digitization and globalization. In order to quickly supply a banking system, a FinTech company or a number of FinTech firms are created.

These companies use cutting-edge technologies like AI, ML, IoT, and many more. The time-saving module has benefited many people. At a CAGR of 25.18%, the worldwide FinTech industry is anticipated to reach US$324 billion in 2026.

Financial organizations known as fintech firms offer financial services and goods by enhancing, streamlining, or digitizing their product offerings through the use of technologies.

Today’s financial technology ecosystem is home to a number of high-growth fintech startups that are competing with traditional banks in areas like lending and credit, payments, cryptocurrencies, wealth tech, reg tech, blockchain, open banking, BNPL, insuretech, and more. These startups have new business models in these areas as well as others.

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Top 10 Leading Fintech Companies in The World

Ranking Fintech Companies Market Cap Founded Founder Country
1 Visa Inc. $372.51 billion Sep18,1958, Dee Hock U.S.A
2 Tencent Inc $326.12 billion 11 Nov 1998 Pony Ma, Zhang Zhidong China
3 Mastercard $277.13 billion 3 Nov 1966 U.S.A
4 Ant Financial $220 billion 16 Oct 2014 Jack Ma China
5 Intuit $111.85 billion 1983 Scott Cook; ‎Tom Proulx U.S.A
6 Paypal $102.58 billion Dec 1998 Max Levchin, Peter Thiel, Luke Nosek… U.S.A
7 Stripe $$95 billion 2010 Patrick Collison and John Collison U.S.A
8 Fiserv $60.66 billion 31 July 1984 Leslie Muma, George Dalton U.S.A
9 Adyen $38.51billion 2006 Pieter van der Does, Arnout Schuijff Netherlands
10 Square $32.99 billion Feb 2009 Jack Dorsey, Jim McKelvey U.S.A

1. Visa Inc.-$372.51 billion

Founded: Sep18,1958

Founders: Dee Hock

CEO: Alfred F Kelly Jr

Numbers of employees: 21,500

Headquarters: San Francisco, California, United States

Visa Inc. is a worldwide American financial services company with its main office in San Francisco, California. It makes electronic money transfers possible anywhere in the world, most frequently via prepaid, debit, and credit cards bearing the Visa name. One of the most valuable firms in the world is Visa.

Visa instead supplies financial institutions with payment solutions bearing the Visa name, which they can use to provide their clients credit, debit, prepaid, and cash access programs. Visa does not actually issue cards, grant credit, or set rates and fees for consumers. According to the 2015 Nilson Report, which monitors the credit card industry, Visa’s global network (also known as VisaNet) handled 100 billion transactions in 2014, totaling US$6.8 trillion.

Based on the annual amount of card payments made and the total number of issued cards, Visa is now the second-largest card payment company in the world (debit and credit cards combined), after China UnionPay.
Visa is still regarded as the leading bank card provider in the rest of the globe, where it holds a 50% market share of all card payments, despite UnionPay’s size being primarily determined by the size of its native market in China.

2. Tencent Inc-$326.12 billion

Founded: 11 Nov 1998

Founders: Pony Ma, Zhang Zhidong

CEO: Ma Huateng

Numbers of employees: 112,771

Headquarter: Shenzhen, China

Top 10 Leading Fintech Companies in The World

Next on our list of the Top 10 Leading Fintech Companies in The World is the Chinese global technology and entertainment giant, Tencent Holdings Ltd. which is a holding corporation with its main office in Shenzhen. Based on revenue, it is among the top multimedia corporations in the world.

Tencent Games, a part of Tencent Interactive Entertainment Group (IEG) that focuses on game publishing, makes it the largest corporation in the video game industry globally based on investments.

The company, which was established in 1998, promotes a range of Internet-related services and goods worldwide, including those linked to entertainment, artificial intelligence, and other technologies. Tencent Seafront Towers, also known as Tencent Binhai Mansion, is home to the company’s twin-skyscraper headquarters and is located in Shenzhen’s Nanshan District.

3. Mastercard-$277.13 billion

Founded: 3 Nov 1966


CEO: Michael Miebach

Numbers of employees: 24,000

Headquarters: Purchase, Harrison, New York, United States

Top 10 Leading Fintech Companies in The World

American international financial services company Mastercard Inc. is based in Purchase, New York, at the Mastercard International Global Headquarters. O’Fallon, Missouri, a city in St. Charles County, Missouri, is where the Global Operations Headquarters is situated.

Its main activity is processing payments between the banks of retailers and the banks or credit unions that issue the debit, credit, or prepaid cards that bear the “Mastercard” mark on them on an international scale. Since 2006, Mastercard Worldwide has traded on a stock exchange.

More than 25,000 financial institutions that supply their branded cards collectively owned Mastercard Worldwide prior to its initial public offering.

In order to compete with the BankAmericard issued by Bank of America, which subsequently evolved into the Visa credit card issued by Visa Inc., a group of regional bankcard associations formed Mastercard, originally known as Interbank from 1966 to 1969 and Master Charge from 1969 to 1979.

4. Ant Financial-$220 billion

Founded: 16 Oct 2014

Founder: Jack Ma

CEO: Eric Jing

Numbers of employees: 16,660

Headquarters: Hangzhou, China

Top 10 Leading Fintech Companies in The World

Ant Financial, formerly known as Ant Group, is the biggest provider of financial technology in the world. It was established in 2014 and is a Chinese subsidiary of the Alibaba Group.

Ant Financial is the owner of Alipay, one of the largest online payment platforms in the world. Zhima Credit, a private credit rating system, and Yu’e Bao, a well-known money market fund, are two other financial services that Ant manages.

In 2015, Ant Group received a huge $4.5 billion investment from some of the largest Chinese financial institutions, including China Investment Corp., China Development Bank Capital, and Chila Life. The investment put the corporation’s worth at $45 billion.

The IPO of Ant Financial, which could have been the largest IPO in history, was planned for October 2020. $34.5 billion would have been raised if the company had a $313 billion valuation. The IPO, however, was abandoned by the Chinese regulators. Because of the persistent regulatory pressure, the company’s value is dropping. As of September 2022, Ant Financial’s market value is $220 billion.

5. Intuit-$111.85 billion

Founded: 1983

Founders: Scott Cook; ‎Tom Proulx

CEO: Sasan K. Goodarzi

Numbers of employees: 14,200

Headquarters: Mountain View, California, United States

Top 10 Leading Fintech Companies in The World

Financial software is the area of expertise for American business software provider Intuit Inc. The CEO of this fintech company is Sasan Goodarzi, and its main office is in Mountain View, California.

Numerous products from Intuit are available, including the tax preparation program TurboTax, the personal financial app Mint, the small business accounting tool QuickBooks, the credit monitoring service Credit Karma, and the email marketing platform Mailchimp. As of 2019, its domestic operations account for more than 95% of company revenues and profits.

One of the best fintech companies in the world offers free online services called TurboTax Free. 2019 investigations by ProPublica revealed that Intuit used strategies including search engine delisting and a misleading discount aimed at the military personnel to purposefully drive taxpayers away from the free TurboTax Free File and toward the expensive TurboTax Free Edition.

Intuit has waged a vigorous campaign to prevent the IRS from offering free pre-filled forms to taxpayers, as is customary in developed nations.

6. Paypal-$102.58 billion

Top 10 Leading Fintech Companies in The World

Founded: Dec 1998

Founders: Max Levchin, Peter Thiel, Luke Nose

CEO: Dan Schulman

Numbers of employees: 30,900

Headquarters: San Jose, California, United States

An electronic replacement for conventional paper methods like checks and money orders, PayPal Holdings, Inc. is one of the best fintech industries in the world. This American multinational financial technology firm that operates an online payment system in most countries that permit online money transfers. The business processes payments for internet retailers, auction sites, and several other business users for a fee. They frequently withhold payment indefinitely.

PayPal, originally known as Confinity, was founded in 1998 and went public in 2002 via an IPO. Later that year, it was acquired by eBay and was given a $1.5 billion valuation. 2015 saw eBay spin out PayPal to its stockholders, restoring PayPal’s independence.

By holding onto other people’s money permanently, the company was rated 143rd on the 2022 Fortune 500 list of the top American corporations by revenue.

In December 1998, Max Levchin, Peter Thiel, and Luke Nosek founded Confinity, a business that created security software for portable electronic devices. But after failing with that commercial strategy, it shifted its attention to a digital wallet. In 1999, the PayPal electronic payments system debuted in its initial iteration.

7. Stripe-$$95 billion

Founded: 2010

Founders: Patrick Collison and John Collison

CEO: Patrick Collison

Numbers of employees: 8,000

Headquarters: Dublin, Ireland

Top 10 Leading Fintech Companies in The World

Stripe is a payment processing solution that enables developers and business owners to collect payment for their services in a secure manner. It was started in 2009 by Pattrick and John Collison, two Irish brothers.

In 2011, Stripe raised $2 million in its first big round of funding, which also included contributions from Peter Thiel and Elon Musk (the co-founders of PayPal). When its valuation topped $1 billion in 2014, the company was dubbed a unicorn.

Stripe has also made a small number of its own investments. It invested heavily in Monzo, a challenger bank with UK headquarters and a $4.5 billion market cap at the moment. In 2013, it bought the task-management and group-work Program Kickoff. In 2020, Stripe acquired the Nigerian payment processor Paystack in order to expand their company in that continent.

Two of the most well-known venture capital firms in the world, Sequoia Capital and General Catalyst, invested $250 million in the business at a $35 billion valuation.

Stripe has risen quickly in the fintech sector as a result of its overall technological supremacy over its competitors. The insurance companies Allianz SE, AXA SA, and Fidelity Investments led a $600 million funding round that Stripe finished in March 2021. Other multinational financial services companies joined them. The investment increased Stripe’s valuation to $95 billion, making it the most valuable fintech company in the country.

READ MORE: Top 10 Leading Banks in the world and Their Net Worth

8. Fiserv-$60.66 billion

Founded: 31 July 1984

Founders: Leslie Muma, George Dalton

CEO: Frank Bisignano

Numbers of employees: 44,000

Headquarter: Brookfield, Wisconsin, United States

Top 10 Leading Fintech Companies in The World

Fiserv is another undoubted leading fintech company in the world. Fiserv, Inc. is an American multinational corporation with its headquarters in Brookfield, Wisconsin. It serves clients in the financial services industry, such as banks, thrifts, credit unions, securities broker-dealers, mortgage, insurance, leasing and finance companies, and retailers, by offering financial technology services.

The company was ranked third among U.S. banks’ technology providers by revenue in October 2015 by American Banker and BAI. In 2019, Fiserv reported $10.187 billion in total revenue. First Data, which uses the STAR network to link 2 million ATMs, is also owned by Fiserv.

In 1984, Fiserv was established. Less than two years after its inception, the firm went public on the NASDAQ thanks in major part to a significant number of acquisitions, the greatest of which during the company’s early years being Citicorp Information Resources. Launched in 1995, Fiserv’s website later introduced entirely electronic bills (known as E-bills) in 1997. Fiserv’s revenue surpassed $1 billion.

Fiserv continues to buy several businesses between 2000 and 2017, including CheckFree Corporation, M-Com, CashEdge, and PCLender. Jeffery Yabuki was appointed CEO in 2005. Frank Bisignano succeeded Yabuki as CEO in 2020 after Yabuki resigned.

9. Adyen-$38.51billion


Founders: Pieter van der Does, Arnout Schuijff

CEO: Pieter van der Does

Numbers of employees: 2,180

Headquarters: Amsterdam, Netherlands

Top 10 Leading Fintech Companies in The World

Top 10 Leading Fintech Companies in The World

With its headquarters in the Netherlands, Adyen is one of the Top 10 Leading Fintech Companies in the World. Through the use of regional payment systems and card networks like VISA and Mastercard, this fintech company enables businesses and merchants to accept payments from customers around the globe.

It employs machine learning approaches to deliver data-rich insights on transactions and corporate revenue improvement. By opening new offices in San Francisco and London in 2011, the company started to turn a profit and expanded internationally.

Adyen completed transactions totaling more than $50 billion in 2015 and $90 billion in 2016.
Temasek Holdings, General Atlantic, and Index Ventures, among other renowned private equity and venture capital firms, support Adyen. It became widely known in June 2018.

10. Square-$32.99 billion

Founded: Feb 2009

Founders: Jack Dorsey, Jim McKelvey

CEO: Jack Dorsey

Numbers of employees: 8,521

Headquarters: San Francisco

Top 10 Leading Fintech Companies in The World

Square, Inc. is a point-of-sale and mobile payments specialist with headquarters in the US and a business in financial services and technology. Both the software and hardware components of the service are addressed.

Since Square’s inception, major corporations including Goldman Sachs, Starbucks, and GIC Private Limited—the biggest sovereign wealth fund in Singapore—have all given its support. Angel investors Marissa Mayer and Biz Stone were among the company’s first backers.

Square launched its initial public offering (IPO) in November 2015 with a valuation of $2.9 billion. In the 2019 fiscal year, the company made a profit for the first time since 2012.

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Here is the summary list of the Top 10 Leading Fintech Companies in The World

  1. Visa Inc.-$372.51 billion
  2. Tencent Inc-$326.12 billion
  3. Mastercard-$277.13 billion
  4. Ant Financial-$220 billion
  5. Intuit-$111.85 billion
  6. Paypal-$102.58 billion
  7. Stripe-$$95 billion
  8. Fiserv-$60.66 billion
  9. Adyen-$38.51billion
  10. Square-$32.99 billion


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