Chase Slate Edge℠ vs. U.S. Bank Visa® Platinum Card
Looking for a balance transfer card with some serious length? The U.S. Bank Visa Platinum Card blows away the Chase Slate Edge’s low introductory APR period of 0% intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR of 14.49% – 24.49% applies. With no annual fee and a similar APR, the only choice to make comes down to whether or not you’re so in love with everything else the Chase Slate Edge offers that giving up a longer low intro APR is worth the trade-off.
For those who don’t need to do a balance transfer, there’s no contest: the Chase Slate Edge is better for paying off large purchases slowly and for its unique credit-line-increase and APR reduction offers. The Chase Slate Edge also offers perks that the U.S. Bank Visa doesn’t like purchase protection and extended warranty. The only similarly interesting benefit the U.S. Bank Visa platinum offers is cell phone damage protection.
Chase Slate Edge℠ vs. Capital One QuicksilverOne Cash Rewards Credit Card
Applicants with fair credit who prefer to earn rewards may consider the Capital One QuicksilverOne card. Though the card charges a $39 annual fee and doesn’t offer a 0% introductory APR period, it does offer unlimited 1.5% cash back on purchases and automatic credit line reviews for those trying to expand their credit line by making on-time payments and exercising responsible credit card habits. Cardholders would need to spend at least $2,600 on the QuicksilverOne each year to make up for the cost of the $39 annual fee with rewards.
Without the perks the Chase Slate Edge provides, like purchase protection, extended warranty or auto rental collision damage waiver, the Capital One QuicksilverOne offers all the perks of a big bank like $0 fraud liability and electronic conveniences like apps, mobile wallets and tap-to-pay. The card also notably offers no foreign transaction fees. For those who want rewards instead of time to pay off purchases without incurring interest, a card like the Capital One QuicksliverOne may be the way to go.
Chase Slate Edge℠ vs. Chase Freedom Flex℠
The Chase Freedom Flex is the no-contest winner of this match up for those whose credit can afford the luxury. This card offers 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 – 23.74%. There is no introductory period on balance transfers. It also offers cash back rewards. With additionally available cell phone protection and trip cancellation/interruption insurance, the Chase Freedom Flex offers myriad benefits while also rewarding users for spending on the card.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores and 1% on all other eligible purchases.
This decent cash back potential exists with the Freedom Flex in a way the Slate Edge doesn’t even touch.