Centrelink Student Payment $ 1000 Explained


This information has been provided by the Australian government.

The initial student loan is a voluntary loan of $ 1,094 for eligible students receiving Youth Subsidy, Austudy Housing Allowance, or ABSTUDY.

You can get the loan up to 2 times a year, once for each loan period.

The loans are tax-free and you do not need to report them to us as income for your regular student payment.

You must repay the loan once you start earning a certain amount of income. You should think about how this will affect you in the long run before applying.

How does it work

If you receive Youth Subsidy, Austudy Housing Subsidy, or ABSTUDY and are studying full-time in college, you may be eligible for the Student Start-up Loan.

To obtain the loan you must meet certain study requirements. This includes things like study load, studying an approved course, and staying in the study.

The loan is not repaid automatically. If you want one, you will need to submit an application. You can do this using your Centrelink online account through myGov. Applying for the loan is voluntary.

If you are eligible for the loan, it will be paid twice a year after January 1 and July 1.

It is important to know that if you get the loan, it will be added to your HECS-HELP loan. This means that you will need to pay it back once you start earning a certain amount of money.

Remember to let us know if things change, like if you move house or change course.

You can do this using the Express Plus Centrelink mobile app or your Centrelink online account through myGov.

If you don’t tell us, you may be overpaid and have to pay the debt sooner.

For more information on the initial student loan, including amounts and eligibility, visit humanervices.gov.au/startuploan

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